The popularity of programmes showing the daily workings of high court enforcement officers have thrown into sharp relief the sheer amount of personal debt in the UK today. According to figures released by the Money Charity, it’s estimated that the average debt per adult (including mortgage payments) is £30,277, more than 114% of the average wage. Credit card borrowing is at an all-time high, despite the years of austerity measures after the 2008 crash, with consumer credit borrowing at around £3,909 per UK adult. Nearly 250 people every day are declared insolvent or bankrupt.
Fair pay for a fair day’s work is the bedrock of a good relationship between employers and employees. The National Minimum Wage (NMW) has ensured that everyone gets a minimum amount per hour, which is legally enforceable.
Unmarried couples have no legal rights if they separate – so without an agreement, one of you could be left with nothing*.
According to the Office for National Statistics most recent report on crime in the UK, there has been an unprecedented rise in the number of computer crime and identity theft incidences. The 2017 crime statistics survey estimates that there were 3.4 million fraud and 1.8 million computer misuse offences in year ending March 2017, meaning that an increasing number of UK adults are falling victim to identity theft and online scamming.
In a divorce, nobody really comes out of the process a ‘winner’. Hostilities between battling former spouses can sour relationships not just between them, but throughout the wider family group too. Courts do their very best to protect the interests and the wellbeing of the most vulnerable members of the family, the children.
Verisona Law in Portsmouth have been consulted by a number of vulnerable and elderly clients, relating to the sale of their homes, resulting in them losing most of the value of their property.
There can be no denying that a Lasting Power of Attorney (LPA) can be an extremely useful document. A Lasting Power of Attorney is a legal document which allows you to appoint people that you trust to make important decisions on your behalf if you become mentally or physically incapable of doing so for yourself.
The recent international cyberattack has brought data protection issues into the thinking of business owners everywhere and onto the front pages of newspapers around the globe. With the ever-increasing threat of cyberattacks and the ever-growing amount of personal data gathered by organisations, legislation is now fighting back, with demanding data protection requirements and substantial fines for non-compliance. Grant Usher, Associate, discusses the upcoming changes to data protection law and what your business can do to remain compliant.
Accurate calculations of the National Minimum Wage continue to cause headaches for employers, with an employment tribunal acknowledging the complexity, saying there is no single key to unlock every case.
The Marine Accident Investigation Branch has just released the most recent report relating to a Carbon Monoxide Poisoning event. On this occasion it relates to the death of a couple and their dog on board a small modern American Sports Cruiser at Roxham in 2016. The Report and Conclusions have been read against the context of a further fatality occurring to the owner of a cabin cruiser which occurred in similar circumstances at Cardiff Yacht Club some 5 months later.