Cohabitation: Know Your Rights

After revealing a number of disturbing preconceptions from couples who choose to live together without getting married, the family law association ‘Resolution’ has put issues surrounding cohabitation in the spotlight and firmly on the agenda of the legal profession. Verisona Law’s family specialist, Jane Wheeler, explains why.

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Cut in stamp duty for first time buyers

Housing is in the spotlight with the November Budget, with £15.3 billion new financial support for house building over the next five years, with the Government setting aside £1.2 billion to buy land and £2.7 billion for related infrastructure. The Government also announced plans to create five new so-called ‘garden’ towns, and a headline-grabbing cut in stamp duty for first time buyers.

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Minimum Energy Efficiency Standards (MEES): Does your commercial property comply with the MEES Regulations?

What are the MEES Regulations?

From 1 April 2018, substantial changes are being introduced in relation to Energy Performance Certificates (EPCs) for private rented properties. As part of the Government’s continued efforts to improve energy efficiency standard in properties, the MEES Regulations 2015 will call for landlords to ensure that certain rented properties meet a minimum EPC rating of “E”. Failing this, the property will be regarded as “sub-standard”. Note that this minimum rating could be raised in the future, with a Government review expected in 2020.

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Is Your Boat on an Even Keel?

Recent publicity of the court case earlier this year concerning responsibility for tragic capsizing of the ‘Cheeki Rafiki’ sent a stir through the marine industry and created heightened awareness of the inherent risks of vessels with defective keels. As a result, Verisona Law’s legal specialist, Tim Reynolds, is acting for an increasing number of clients who have discovered problems with their yacht keels.

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Debt Collection – Can't pay - Can they really take it away?

The popularity of programmes showing the daily workings of high court enforcement officers have thrown into sharp relief the sheer amount of personal debt in the UK today. According to figures released by the Money Charity, it’s estimated that the average debt per adult (including mortgage payments) is £30,277, more than 114% of the average wage. Credit card borrowing is at an all-time high, despite the years of austerity measures after the 2008 crash, with consumer credit borrowing at around £3,909 per UK adult. Nearly 250 people every day are declared insolvent or bankrupt.

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How enforceable is the Living Wage

Fair pay for a fair day’s work is the bedrock of a good relationship between employers and employees. The National Minimum Wage (NMW) has ensured that everyone gets a minimum amount per hour, which is legally enforceable.

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Cybercrime - How to prove you have been the victim

According to the Office for National Statistics most recent report on crime in the UK, there has been an unprecedented rise in the number of computer crime and identity theft incidences. The 2017 crime statistics survey estimates that there were 3.4 million fraud and 1.8 million computer misuse offences in year ending March 2017, meaning that an increasing number of UK adults are falling victim to identity theft and online scamming.

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